A simpler way to take control of your money
Phantom Budget is a personal finance app built for people who want to plan smarter, spend with confidence, and build lasting money habits — without the overwhelm of spreadsheets or the clutter of ad-supported tools.
Our mission
We believe everyone deserves to feel confident about their finances. Too many budgeting tools are either too complicated to stick with or too passive to actually change behavior. Phantom Budget sits in the middle: focused, intentional, and designed to help you build a plan you'll actually follow.
After reaching the limit of existing budgeting tools, Alex decided to build his own to help him and others take control of their money.
How Phantom Budget works
Three steps to a clearer financial picture.
Set up your budget
Create categories that match your life, assign income to each one, and build a plan that reflects your real priorities.
Track as you go
Log transactions as they happen so you always know what's left to spend — no surprises at the end of the month.
Adjust and improve
Move money between categories, review spending patterns, and refine your plan as your goals evolve.
What we stand for
No Private Equity. No Acquisition.
We're not interested in selling the company to a private equity firm or being acquired by a larger company. Phantom Budget is designed to be sustainable for a solo developer.
Intentional spending
Our zero-based budgeting approach gives each dollar you earn a purpose. We help you plan proactively instead of looking back at statements wondering where it all went.
Privacy by design
Your financial data is yours. We never sell your information to advertisers, and we build security into every layer of the product. Because we are a paid product with no free tier to subsidize, we have no incentive to track you or sell your data to third parties.
Meet the team
No big team. No big company. Just one developer with a passion for shipping fast.
Alex Wong
Founder & CEO
Alex has been a software engineer for over 10 years working in large companies and startups.
Ready to get started?
Join the closed alpha and be among the first to try Phantom Budget.